AIGMC’s current mortgage portfolio includes approximately USD $14 billion in both fixed and floating commercial loans and is well diversified by region, product type and term.

Floating Rate Loans
Historically, approximately one third of AIGMC’s annual production has been dedicated to LIBOR-based, floating rate products with three to five year terms. Typical use of this product is “bridge” or “gap” financing where there is an opportunity to add value or reposition an asset during the floating rate loan term.

Fixed Rate Loans
AIG writes three to thirty year fixed rate loans on all product types. Interest rates are quoted as a spread over treasuries.

Acquisition Financing
AIG is an active lender for acquisition financing. Our success lies in being able to underwrite, commit and close a transaction efficiently and within tight time constraints and to provide various debt term options that are designed to meet the needs of the borrower and the specific acquisition.

Portfolio Financing
AIG’s balance sheet allows us to finance large loans, multi asset pools and portfolio transactions.

Structured Finance
Using mezzanine debt and/or preferred equity investment structures, AIGMC has the capacity to provide capital up to 90% LTV for the right credit profile and sponsorship